If there is one thing a solo traveller should not forget before a big trip then it’s travel insurance. It’s often one of the things we most likely overlook when planning. The best advice is to always sort your travel insurance out early and get it out of the way.
Review of World Nomads
World Nomads are based out of Sydney, Australia but actually cover residents from many different countries.
Another unique feature of WorldNomads is that they will cover you even after you have started your trip. This is not usual, and very few travel insurance companies will allow this. In the UK for instance, most travel insurance companies will insist that you have lived in your country of residence for six months before you travel. On top of this, you also have to purchase the cover before you leave for the airport.
As we said before, World Nomads will cover residents of many different countries. Follow the links below to your country of residence.
Choose World Nomads plan
What kind of insurance plans does World Nomads offer?
What is covered, what’s not?
How much does World Nomads travel insurance cost?
Can you insure your backpacking gear and electronics?
Is it possible to add more insurance coverage in the middle of a backpacking trip?
How do I make an insurance claim?
Pros and Cons of World Nomads travel insurance
world nomads insurance claim
Choose your plan
The longer term you purchase, the better deal you get. This is 4 weeks vs 6 months (quotes will differ based on your country permanent residency and where you travel – my examples are based on a U.S. residency and travel in Australia and Asia):
For just one month of traveling, the total is $110 USD, but if I purchase a 6-month policy upfront, the price comes out to be $55/month.
world nomads health insurance world nomads health insurance reviews world nomads hiking insurance world nomads holiday insurance world nomads travel insurance high altitude world nomads travel insurance helicopter rescue world nomads working holiday insurance world nomads travel health insurance reviews how to use world nomads insurance how to cancel world nomads insurance
Once you have decided which policy you want and the length of time you want it for, simply click “Buy Now”, sign up for a World Nomad’s account, and enter your credit card details.
You will receive a confirmation e-mail and receipt from World Nomads, as well as a separate e-mail from their insurance partner TripMate with the policy certificate for you to print. The policy will go into effect on the day you entered for it to start. (I recommend printing out multiple copies, one to carry with you and one to leave with a relative or friend.)
Coverage is for an accidental injury or sickness occurring during the trip that results in your necessary emergency evacuation. For example, if you break your leg way out in the Himalaya’s and you need a helicopter rescue, you’re covered.
world nomads insurance nz world nomads insurance number world nomads travel insurance nepal world nomads insurance phone number world nomads insurance emergency number world nomads insurance contact number world nomads insurance sign in world nomads travel insurance phone number
An emergency evacuation must be ordered by a physician who certifies that the severity of your accidental injury or sickness warrants your emergency evacuation.
Obviously, you won’t be trekking with a doctor, but once emergency personnel arrives they will contact World Nomads on your behalf.
Travel insurance is not designed to cover everything.
Here are the main things that aren’t covered:
Medical transportation or associated additional expenses which are not pre-authorized by the emergency assistance team.
Any expenses that relate to a pre-existing medical condition.
All Costs once you get back home.
world nomads health insurance reviews
world nomads travel insurance rating
world nomads travel insurance refund
world nomads travel insurance rental car
is world nomads insurance reliable
world nomads travel insurance review australia
travel insurance worldnomads reddit
world nomads car rental insurance
world nomads travel health insurance reviews
Reimburses for prepaid, non-refundable cancellation charges if you must cancel your trip (after the effective date of your insurance plan) due to covered sickness, accidental injury, or death of you, a family member or traveling companion; inclement weather, unforeseen natural disaster at home or at your destination, strike or other covered reasons.
Includes the same stipulations as listed above in “Trip Cancellation”. Includes the caveat of covering the cost of accommodation to you if you are delayed.
Additional accommodation and transport expenses have a per day maximum of $250.
How to Make an Insurance Claim
Making an insurance claim is equally as simple. All you have to do in contact (call) World Nomads and chat with their 24/hour multi-lingual staff. You can also login to your profile on their website and file a claim there.
In the case of lost or stolen items, you will need to write up a formal sworn statement of events, detailing what happened and what was lost. You will also need to have an official police report made.
If you claim lost or stolen items, World Nomads will ask you for those two things. To make a claim online you should prepare a few things first. When dealing with World Nomads or any other insurance company ALWAYS keep all of the documents involved. You will need these to prove your expenses ETC.
world nomads insurance tripadvisor
world nomads insurance theft
world nomads insurance thailand
world nomads insurance trustpilot
world nomads insurance travel
world nomads trip insurance
world nomads trekking insurance
world nomads trip insurance reviews
world nomads travel insurance
world nomads insurance review tripadvisor
world nomads travel insurance theft
world nomads travel insurance trustpilot
world nomads travel insurance trekking
world nomads multi trip insurance
world nomads already travelling insurance
world nomads vs travelex insurance
world nomads travel insurance reviews
world nomads travel insurance promo code
world nomads travel insurance canada
It’s helpful to get all of your receipts and invoices together first and submit all expenses for your claim at once. Keep copies of every expense, bill, invoice and report as you will need to provide these to the claims team so they can assess your claim.
List each expense for the amount shown on your receipt/invoice and answer all other questions. You’ll be sent an email advising what documentation you will need to send us to support your claim.
After that is sorted, you upload all of your information and documents, review the claim and then click submit. The folks at World Nomads are on it and will be in contact with you throughout this process.